Here are some tips that can help you manage your investments better If you are an impulsive spender and it seems difficult to control your expenses Dump your credit card now, don’t leave too much cash in savings account. Start a SIP in liquid fund with 50% of your expense and redeem if you need […]Read More Investing tips..
Investing Bytes is a collection of select tweets on my handle. I hope you enjoy reading them all at one place here. Decade ago the challenge in investing was accessing information. Today the challenge is excess information and separating wheat from the chaff – separating news from the views. #investing Market is an auction room […]Read More Investing Bytes
Recent reaction by markets to the most feared news – RBI governor resigning and BJP loosing the state elections, was surprising. No one in their dreams would have thought that markets will react positively to such extreme shocking and negative news. While we cannot exactly know why this happened, but definitely there’s is something to […]Read More When markets cheer bad news…
Nothing can beat the smell of fresh air, cold icy morning, misty days, rain, snow and falling leaves. Four seasons mimic life. You are born in the spring, live through summer, age with autumn and die with winter. These different seasons are the best environment to live in. These different seasons are caused as the Earth, tilted […]Read More Seasons, market cycles and your SIP tenure
If you ask 100 people about secret of successful investing, at least 99 of them will tell you to stay invested for the long term. When we get whatsapp forwards advocating long term investing and quoting a list of stocks which have delivered 100x to 1000x returns over last 15 and 20 years, we forget […]Read More Is long term investing overrated?
The trick in investing is not to lose money That’s the most important thing. If you compound your money at 12% a year, you’re better off than investor who make 25% in one year and lose 20% next year, who have some great years and horrible losses in others. The losses will kill you. They ruin the […]Read More The upside of protecting downside
Looking at fund house ranks based on AUM hardly solves any purpose for investors and advisers. AMCs should move away from AUM race and start publishing how much % of their AUM is beating benchmark – the primary role for which investors pay management fees to the AMC. Following are the ranks as on Sep […]Read More Fund House ranks based on performance – Sep 2018
My column on What should investors do with their SIPs? Link to full article Don’t tinker with SIPs Happy reading!Read More My contribution in ET Wealth story on SIP
Incidentally I came across an old report written by Berstien in 2007 boom. It is so apt today to revisit it. Penning down some key insights from the report. These are sins in investing most people unknowingly practice during bull market. I can think only of smallcap stocks and funds while going through each of […]Read More Sins of bull market haunting us today
Investors are often confused when it comes to investing in debt funds. Key reasons for this is that very few understand the cycles in interest rates and factors that impact returns in these funds and past experience is not good in long duration and dynamic bond funds. In every cycle investors came flocking into duration […]Read More Credit Risk and Duration Funds solve no purpose